Fast, Flexible Business Funding Without Delays
Tailored Financing Solutions for Your Business
Predictable Monthly Payments with Fixed Interest Rates
Higher Approval Amounts Compared to Short-Term Financing
READY TO BOOST YOUR BUSINESS?
If you suddenly had an extra $25,000, $50,000, or even $100,000 sitting in your business checking account, how would you put it to work?
With our Business Boost program, your business could receive funding within days, ensuring you can seize opportunities or tackle challenges head-on without delay.
Frequently Asked Questions
What is Working Capital?
Working Capital Financing provides short-term funding to cover everyday business expenses like payroll, rent, and inventory. It’s ideal for managing cash flow during slow seasons or supporting day-to-day operations without disrupting growth.
Why Choose Working Capital?
It helps you manage daily expenses, handle cash flow gaps, and keep your business running smoothly—especially during slow seasons or while waiting on payments.
How Fast Can I Get Approved and Funded?
You can get approved without delay, with funding available shortly after approval.
Will Applying Affect My Credit Score?
Submitting an application typically results in a soft pull, which does not impact your credit score.
What Are the Minimum Requirements to Qualify?
Basic requirements include a minimum time in business, consistent revenue, and a qualifying credit profile.
Can I Apply if I've Been Denied by a Bank?
Yes! We offer flexible financing solutions even if you’ve been turned down by a traditional bank.
Do I Need Collateral to Get a Loan?
Many of our financing options do not require collateral, making it easier for you to secure funding.
Total Business Solutions to Power Your Business
Solutions from Simpay
Simpay Select
Accepting credit & debit cards is an essential part of your business. With Simpay Select, you accept payments onsite, online, or wherever you do business.
Simpay Select Plus
We know your business is unique. Your payment processing system should be too. With Simpay Select Plus you decide which program is right for you.
Exectras Membership
Exectras Membership can help you provide valuable employee benefits for you,
your employees, and their families without sacrificing profit margin.
Simpay Boost
Boost your business to cover everyday expenses like payroll, rent, and inventory. Simpay Boost makes it simple to get fast, flexible business funding without delays.
Simpay Growth
You’ve worked hard to build your brand and loyal customer base. Now it’s time for Simpay Growth to turn that loyalty into long-term revenue with gift and loyalty card programs.