Fast, Flexible Business Funding Without Delays
Tailored Financing Solutions for Your Business
Predictable Monthly Payments with Fixed Interest Rates
Higher Approval Amounts Compared to Short-Term Financing
READY TO BOOST YOUR BUSINESS?
If you suddenly had an extra $25,000, $50,000, or even $100,000 sitting in your business checking account, how would you put it to work?
With our Business Boost program, your business could receive funding within days, ensuring you can seize opportunities or tackle challenges head-on without delay.
Frequently Asked Questions
What is Working Capital?
Working Capital Financing provides short-term funding to cover everyday business expenses like payroll, rent, and inventory. It’s ideal for managing cash flow during slow seasons or supporting day-to-day operations without disrupting growth.
Why Choose Working Capital?
It helps you manage daily expenses, handle cash flow gaps, and keep your business running smoothly—especially during slow seasons or while waiting on payments.
How Fast Can I Get Approved and Funded?
You can get approved without delay, with funding available shortly after approval.
Will Applying Affect My Credit Score?
Submitting an application typically results in a soft pull, which does not impact your credit score.
What Are the Minimum Requirements to Qualify?
Basic requirements include a minimum time in business, consistent revenue, and a qualifying credit profile.
Can I Apply if I've Been Denied by a Bank?
Yes! We offer flexible financing solutions even if you’ve been turned down by a traditional bank.
Do I Need Collateral to Get a Loan?
Many of our financing options do not require collateral, making it easier for you to secure funding.
Total Business Solutions to Power Your Business
Simpay Select
Accepting credit cards is an essential part of your business. With Simpay Select, you accept payments securely and conveniently in-store, online, or wherever you do business.
Simpay Select Plus
Rising credit card processing fees can eat into your profits. With Simpay Select Plus, you take control of your payment strategy and choose the pricing model that best aligns with your financial goals.
Simpay Onboard
We're making it easier to pay your employees on time, manage HR, and get back to running your business. Simpay Onboard makes payroll and HR simple.
Simpay Insurance Solutions
Handling business insurance is difficult. Simpay Insurance Solutions will help you find the best solutions to protect your business.